COGBF Financial Solutions Extension Fund team and directors continue to build a solid fund, providing competitive returns on investments, and helping churches get to the next level.

“What good is it for someone to gain the whole world, yet forfeit their soul?”

Mark 8:36 NIV

Investment Options

Advantage Certificate

No term
Available to COGBF Members
Minimum initial investment of $250.00

Time Certificate

Committing an investment for a certain period of time based on terms offered.
Minimum initial investment of $250 is required.
Penalties for early withdrawals.

Retirement Account

Transfer of existing IRA’s
Rollover of qualified employer based retirement plans (401K, 457)
Start new IRA’s and Roth IRA’s
Minimum initial investment of $2,000 is required.

Demand Certificate

No term
Available to COGBF: Qualified ministries, Churches, Districts, Departments, and Affiliates
Minimum initial investment of $250.

Demand and Advantage Certificates

Note: Please contact us for larger principal amounts above $1,000,000.

Time Certificates

*Minimum Principal Amount for Time Certificates purchased by new retirement accounts is $2,000. Please contact our office for purchases by retirement accounts. [Rate Sheet]

Ready to invest?

Investment forms.

COGBF Financial Solution’s Certificates are not offered in every state.
Our Certificates are offered and sold in the following states:

  • Alabama
  • Colorado
  • Florida
  • Georgia
  • Kansas
  • Maryland
  • Massachusetts
  • Michigan
  • Mississippi
  • New Jersey
  • New York
  • North Carolina
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • Washington
  • …more to come

Frequently Asked Questions

Q: What is the process to invest with the extension fund?

A: There is an application to fill out that asks for personal information. On the application, the investor may name a joint owner or beneficiary. All information is confidential. The investor may request an application by e-mail at [email protected] or by calling 904-574-9853.

Q: What are the terms and rates of investments?

A: We currently offer one, two, three, and five year investments. However, our rates are always subject to

change. For a rate inquiry, please call the COGBF Extension Fund at 904-574-9853.

Q: How is interest earned paid to the investor?

A: We have the flexibility to pay investors their interest as they choose. We can pay the interest quarterly, semi-annually or annually. The investor can also choose to reinvest any earned interest until the investment matures.

Q: Does the investor get a statement?

A: Yes. Through online access, the investor will receive a quarterly statement to show any interest earned, the principal amount invested, and the total earned up to date.

Q: What is the process for deducting funds from my Demand or Advantage account?

A: Fill out a transaction slip and submit. Or complete in online access.

Q: Can I withdraw funds from my advantage account?

A: Maximum is twice a month.

Church of God By Faith Financial Solutions, Inc. was created to make our money count and we have a variety of high-yield options for you. Our investments offer six-month, one-year, eighteen-month, two-year, three-year, four-year and five-year investor notes. These investments make it possible to help churches within the COGBF, Inc. reach their goals by providing safe and quality loans.