Who we are and what we do.

COGBF Financial Solutions was incorporated in April 2017, under the Florida 501c.3 Not-for-Profit law.  COGBF FS received its 1023 Exempt designation from the IRS and operates according to the North American Securities Administrators Association, Inc. (NASAA) Statement of Policy amended April 18, 2004.  The Extension Fund was established to assist COGBF churches and Ministries by providing loans for new facilities, renovation, and refinances with investor funds.

“Remember this: Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously.”

2 Corinthians 9:6 NIV

Our Mission

COGBF Financial Solutions Extension Fund mission is to ADVANCE the Kingdom of God, EXPAND the foot-print of Church of God by Faith, BUILD excellent facilities and EMPOWER our churches and the people of God

Our Core Values

While aligning with our core faith values.

With the tools you need to make your financial goals a reality.

With a foundational desire to accelerate ministry growth and personal financial health. We stand ready to join you in your journey for what’s next.

Our Staff

COGBF Financial Solutions Extension Fund is governed by Board of Directors and managed by a capable Team that brings together a diversity of skills including leadership, administration, management, banking, building, and entrepreneurship.

What you need to know.

Q: Is the Extension fund secure from economic woes?

A: No business or institution is exempt from the risk of failure. Fortunately, our business is Kingdom business, which means God is in control. Secondly, we take our responsibility towards our investors very seriously. This is why we have strict lending guidelines and review each loan application carefully. For a more detailed report concerning the financial status of the Extension Fund, please view our Offering Circular.

Q: How is the Extension Fund different from a bank or credit union?

A: When it comes to making a decision as to which financial institution an individual should choose to entrust his or her money, the “eternal benefits” provided through the COGBF Extension Fund should be kept in mind. The Extension Fund offers competitive rates, it also uses the investor’s funds wisely. The Extension Fund is building on Kingdom foundations as it assists churches in accomplishing their God-given goals.

Q: What is the process for acquiring a church refinance?

A: A church must submit: a COGBF Financial Solutions application, any required documentation, and meet all criteria established; all of which is available via the website: www.cogbffs.org.

Q: Is COGBF Financial Solutions a not-for-profit organization?

A: Yes, this is not for profit 501c.3 organization, established under IRS guidelines with legal counsel.

Q: Is the extension fund FDIC or NCUA secured?

A: The Extension Fund is not secured by any investment insurance. We rely on the faithfulness of payments from local churches as stated in their signed Promissory Notes. All loans are secured by a first mortgage; naming the Church of God by Faith Financial Solutions Extension Fund as lien holder.

Q: Does the Extension Fund offer retirement services?

A: Yes. We offer Individual Retirement Accounts (IRAs) for both individuals as well as for corporate entities. Rates and terms are the same as normal investments.

Our Team

Angela D. Robinson

Fund Administrator

Angela D. Robinson is the owner of ADR by Design LLC, a career solutions and business strategies organization. Her career history in banking and finance extends over 30 years. Angela is a member of Sanctuary of Praise Fellowship in Orlando, FL where she facilitates Economic Empowerment classes. She is the Central Florida District Representative for […]

Pamela Albertie

Office Administrator

Office manager at the Church of God By Faith, Inc. National Headquarters in Jacksonville; FL. Her career spans over 31 years with an extensive background in client relations, customer service, account/project management, training and learning development. Sister Pam has a Bachelor’s Degree in Business Management and an Associate’s Degree in Graphic Design.

Steve Woulard

Loan Specialist

Steve is a member of Fairbanks COGBF under the Leadership of his Pastor Elder Jeremiah Lee. He holds innumerable responsibilities as Church Administrator, Finance Board Chairman and Building Project Coordinator. He currently serves as a member of the Gainesville District Finance Board.

Cleveland Roberts, III

Team Advisor

Elder Roberts graduated from Miami Carol City High School in 1976 and the historic Bethune-Cookman University in 1981. He has been employed by Miami-Dade Schools since 1985. Elder Roberts was consecrated as an Elder in December 2001, appointed to the Governing Board of Elders in 2012, and most recently assigned to Pastor the newly formed Faith, […]

Extension Fund Board of Directors

James E. McKnight Jr.


Term expires June 2023; Chief Administrative Officer, Presiding Bishop, Church of God by Faith, Inc.; founder and pastor, Starke Church of God by Faith, founder and president of Bradford Community Faith Center, ordained elder in the Church of God by Faith Inc. for 35years; president of Board of Directors, Church of God by Faith Theological […]

Diantha Roberts

Vice Chairman

Term expires June 2023; Administrative assistant and first lady, Miami Gardens Church of God by Faith; Dade County Guardianship Program, assistant director; case management; graduate, Bethune Cookman College, Criminal Justice. Investment Committee Member. First Lady Roberts helps in facilitating programs for her home base church in Miami Gardens, FL.

Kinn’zon Hutchinson


Term expires June 2023; He attended St. Leo University and earned a Bachelor and Master Degrees in Business Administration. He is currently the Director of Customer Operations at Gainesville Regional Utilities. In 2014, he was assigned as Interim Pastor of Divine Deliverance Church of God by Faith and he served there faithfully until his appointment […]

Charles McWhite


Term expires June 2023; Principal, Tiger Academy School, Jacksonville, FL; previously assistant principal, Duval County, ordained deacon Starke, COGBF, national president, COGBF Youth Department, graduate University of Florida, B.S., LSM; Masters, Ed. Leadership, UNF; previously employed, Jacksonville Jaguars, Sr. ticketing specialist; member Jacksonville’s Election Advisory Panel; mentor, Take Stock in Children. Investment Committee Member.

Sharon Glover


Deaconess Sharon Glover has been married to Deacon Elliott Glover since 1991 and a member of COGBF for over 30-years. She is a Rochester, NY native and banking professional with over 25-years of successful financial experience in management, revenue generation, and member services. Recently appointed as a mortgage loan officer, she is furthering and enriching […]

William Adams


William Adams is a member of the National Finance Board. He serves on the Ocala District Finance Board as financial secretary and chairman deacon at Believers United Church of God by Faith in Winter Garden, Florida. Deacon Adams attended Bluefield State College, earned an Electrical Engineering degree, and has owned a local electronic repair company […]